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what does the certificate of obligatory insurance of Ukraine give me now?
Hello! Wanted to ask! I was given a certificate of compulsory insurance of citizens of Ukraine at my former job! what does it give me now? Does it count as insurance or does it need to be issued separately in a certain country?
Translated automatically from Russian. View original
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4 subscribers  • asked 2013-01-2712 years ago
Answers  •  9
аватар jabetta
Do we really have "compulsory insurance for citizens of Ukraine"?
аватар hatinka
Compulsory state social insurance is a system of rights, obligations and guarantees that provides for the provision of social protection, which includes material security for citizens in case of illness, complete, partial or temporary loss of working capacity, loss of a breadwinner, unemployment due to circumstances independent of them, as well as in the elder and in other cases provided for by law, at the expense of monetary funds, which are formed by paying insurance premiums by the owner or an authorized body, citizens, as well as budgetary and other sources provided by law.
To date, there are such types of compulsory state social insurance:
• pension insurance;
• insurance in connection with temporary loss of working capacity and expenses predetermined by birth and burial;
• insurance against industrial accidents and occupational diseases that caused loss of working capacity;
• unemployment insurance.
аватар hatinka
Both surprise me.
1. Medical insurance for traveling abroad has nothing to do with unemployment insurance.
2. We have compulsory social insurance. Employers pay for employees when paying salaries. Only from social security what the hell will you get if an insured event occurs ;-)
аватар Izabella___
Good afternoon! I work in an insurance company and I can say that the mandatory social. insurance and insurance for traveling abroad are completely different types of insurance. Even the name of these insurances makes the question clear. Compulsory is something that you do not choose, but buy obligatory, and travel insurance is a conditionally compulsory type of insurance. The countries of the Shahen zone, when opening a visa for you, will definitely require insurance for the period of validity of the visa, and visa-free countries (Egypt, Turkey, etc.) do not present any requirements, but if you purchase a tour package at a travel agency, you will receive insurance automatically, but with unclear insurance conditions. It is better to insure yourself and choose the options that you need, for example, if you are scuba diving or rafting in a mountain river, standard insurance will not cover such conditions and you will pay for everything yourself. In general, the bottom line is that if you don’t want to have problems with medical coverage abroad, where everything is always very expensive, buy insurance on your own, and the package that was put on the tour will not hurt either, you can have several insurances and apply for them one at a time and the same occasion.
аватар Izabella___
And one more thing. Compulsory insurance works only on the territory of Ukraine. Travel insurance works on the territory of the country that you have chosen as the territory of action, that is, to which you are going.
аватар jabetta
hatinka, because in the question there was no question of social insurance, it was said "compulsory insurance for citizens of Ukraine", that's what confused me and confused me.
By the way, about social insurance, from my own experience - when my husband "thundered" in the hospital in full, then social insurance paid him 4 months of sick leave and paid for a 100% ticket to a sanatorium for rehabilitation. This is to the fact that with social security what the hell you get.
аватар hatinka
jabetta, your husband at first, like all those who work, paid in that social insurance for years (now this contribution to the ERUs is "sewn up") and has already paid everything many times over. The employer also pays a lot. Then it was the employer who paid all the time, and social insurance reimbursed the employer. It's good if he reimbursed and on time. And then you pay the employee from the current account, and social insurance to a separate account and those reimbursements can be disposed of only for 3 purposes: ERUs 2%, personal income tax and withdrawn by check for payment to a specific employee. In short, for a small company, nah is not necessary!
And then this social security takes out the brain in the form of a thousand checks and reports.
The social insurance does not pay for everyone, by the way. But only to enterprises that have swelled a lot of contributions into it. It is fortunate that in your case, the ticket went to someone who needs it.
Now what you write about is not. All that remains are contributions, reports and the payment of hospital benefits (of which the first 5 days are always at the expense of the employer !!! And this is the majority of sick days, including those bought by employees)
Claims are not yet for maternity and child care.
The system is rotten. I don't want to continue. The most unnecessary and bottomless fund!
аватар hatinka
Yes, those who do not have such a card as TK and sick leave do not shine! And this card is difficult for a medium-sized company - they make it for several years (!!!), if the person has not quit yet. And quit, and figs with her. The result is that no one pays anything to the majority, and the last thing a normal accountant wants to do is contact this fund.
аватар bobir
thanks! I heard a lot of interesting things! Take into consideration!
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