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what is more profitable, to buy kroons in a Ukrainian bank or pay by card?
Now Privat Bank is selling crowns at 0.35 UAH. The NBU exchange rate is 0.399 UAH. Which is better, buy crowns in private or pay by card in the Czech Republic.
I have a Raiffeisen bank card.
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6 subscribers  • asked 2009-06-0816 years ago
Answers  •  7
аватар dob56_mail.ru
Raiffeisen Bank is in Prague, right next to the metro. Find out at your branch if you can use the card and what are the conditions. Usually they change already there in the Czech Republic. I would change half of the amount in Privat.
аватар NatashaS
I looked at the statement from my card account for non-cash transactions in euros in the Netherlands dated 22.04.09. The rate is 10.65 + 0.5% of the commission, i.e. there is no big difference from the cash rate.
In which bank the card was issued does not matter, the main thing is that it be a card of the international payment system VISA or MasterCard.
аватар dob56_mail.ru
I paid with a card in the salon in Karlovy Vary, there are no differences.
аватар frl_frl
It is easier and more convenient to use a card, especially with regard to slow currencies. Just check with the bank if you have any restrictions on using the card outside of Ukraine (this is a protection measure). If there is, then at your request this restriction will be removed without payment and problems.
аватар iunik
Thanks everyone for the replies. It turns out that when paying with a card, the rate of envy is only on which payment system you use, and not on which bank the card is. (VISA has its own cross rate).
аватар kievlanka
It seems to me that it is wiser to change some part of the money, you never know what can happen to the card ... And crowns, sometimes, are already needed immediately upon entering the country. Moreover, there is not much difference where to change for crowns, you can do it there, there is also a good exchange rate there. Well, the other part is on the card.
аватар Gosti1
In Prague, scammers are very developed in exchange offices, their hidden commission reaches 30-40% of the amount, you can’t change anywhere in the city center, the alternative is Arab exchangers, always write on paper how much you want to change and let them beep - how much on hand. Without this, you will be thrown by default. In Ukraine, the exchange rate is 15 points higher. If you need to buy a ticket for transport, buy 200 kroons in advance in Ukraine, and then see for yourself. Taxi bred to the fullest. All people who understood you in Russian until the moment of "kidalava" after the very fact of "kidalava" will stop speaking both Russian and English and it. Only Czech yu Rate on 12 11 2013 in the Czech Republic 25-29 kroons per 1 euro, in Ukraine 44-46yu Think for yourself. In the exchange offices of the Czech Republic, 30 is written, but at best they will change at 16.
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