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A question about paying for purchases and withdrawing cash from ATMs abroad!
Please tell me, when paying for purchases with a bank card (for example, in Greece), do they charge an additional commission? And another question, when withdrawing cash (euro) from a ruble account, approximately how much can the commission be? (if you withdraw an amount equivalent to 500 euros, approximately how much will 500-1000 or even more be written off?)
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Answers • 4
Yes, about 1.5% commission is charged for currency conversion (if the card is multicurrency). When cashing out at ATMs - interest for withdrawal + interest for conversion. Some supermarkets refuse to accept low-class cards such as VisaElectron or non-personal ones.
If you are going to Greece, then get a card with the Euro currency. Then no commissions will be charged when calculating in the trading network. Only the amount indicated on the check will be debited. That's why it's an international payment card.
If you are going to Greece, then get a card with the Euro currency. Then no commissions will be charged when calculating in the trading network. Only the amount indicated on the check will be debited. That's why it's an international payment card.
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answered 12 years ago
When paying in supermarkets, only your bank can charge something extra. It's always a conversion. Moreover, for the ruble Visa (they are tied to the dollar) there is a double conversion - first the ruble-dollar, then the dollar-euro.
A currency card in euros will help if you often travel and shop abroad (in the euro zone). But if you drive rarely, then you don’t need it, because where the calculation is not in euros (rubles, for example), the same conversion will be in your homeland.
Or you can make a MasterCard (pegged to the euro) - they have only one ruble-euro conversion. But the % of these conversions depends very much on the bank! Better to check with the bank.
A currency card in euros will help if you often travel and shop abroad (in the euro zone). But if you drive rarely, then you don’t need it, because where the calculation is not in euros (rubles, for example), the same conversion will be in your homeland.
Or you can make a MasterCard (pegged to the euro) - they have only one ruble-euro conversion. But the % of these conversions depends very much on the bank! Better to check with the bank.
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answered 12 years ago
