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I'm going to Poland, I plan to pay by card everywhere, hence the question: how to avoid double conversion?
I'm going to Poland, I plan to pay by card everywhere, hence the question: how to avoid double conversion?
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Answers • 9
I was once advised to take a multi-currency card with me. and not a visa, but a mastercard. consult better at the bank (not Privat)
and some advise when paying to say that they would withdraw your currency. what it looks like - I don't know
and some advise when paying to say that they would withdraw your currency. what it looks like - I don't know
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answered 5 years ago
Recently, in Ukraine it is easier to buy zloty for hryvnia and pay in cash. Checked on myself. Because Banks still recalculate money at an unfavorable rate.
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answered 5 years ago
I paid with a card, the cashier always asked in what currency, they rented in zlotys - everything is fine
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answered 5 years ago
You can link the card to an account in euros (for Mastercard) or in dollars (for Visa). Then the conversion when paying in zlotys will be single).
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answered 5 years ago
No way. Do not suffer and take cash, zloty or currency.
Even if the bank tells you that it does not take%, the second bank (from the Polish side) will still take its%.
When paying if the card is in hryvnia, the terminal will offer to choose the currency - the currency of the card (UAH) or zloty. It doesn't matter what to choose, there will still be a conversion and%.
Even if the bank tells you that it does not take%, the second bank (from the Polish side) will still take its%.
When paying if the card is in hryvnia, the terminal will offer to choose the currency - the currency of the card (UAH) or zloty. It doesn't matter what to choose, there will still be a conversion and%.
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answered 5 years ago
"Take cash" is a good recommendation, but if that cash is already in gold, dollars or euros. And if you buy! anyway at the purchase rate, and then the exchange = the same conversion.
Multicurrency cards are a marketing ploy. When paying with a card, the acquiring bank (settlement through the terminal of another bank) will issue an invoice to the issuing bank (the bank that issued the card) at the commercial rate.
But you need to take free convertible cash with you.
Multicurrency cards are a marketing ploy. When paying with a card, the acquiring bank (settlement through the terminal of another bank) will issue an invoice to the issuing bank (the bank that issued the card) at the commercial rate.
But you need to take free convertible cash with you.
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answered 5 years ago
and then exchange = same conversion.________
yes, but without bank interest
yes, but without bank interest
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answered 5 years ago
YaSlavnaYa, "Yes, but without bank interest."
The bank already has % from the sale of foreign currency. Today for gold +0, 85% is for cash in the exchanger. According to interbank card payments, you can be in plus or minus, depending on the account currency has collapsed or increased.
The bank already has % from the sale of foreign currency. Today for gold +0, 85% is for cash in the exchanger. According to interbank card payments, you can be in plus or minus, depending on the account currency has collapsed or increased.
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answered 5 years ago
Natasha59, I understand this perfectly.
nevertheless, when buying a currency, you can find a rate that is more or less acceptable to you, and when paying with a card, you will depend on the current rate plus additional bank services for conversion - and this is a completely different percentage, is it?
in short, I'm for cash - if, of course, there is such an opportunity
nevertheless, when buying a currency, you can find a rate that is more or less acceptable to you, and when paying with a card, you will depend on the current rate plus additional bank services for conversion - and this is a completely different percentage, is it?
in short, I'm for cash - if, of course, there is such an opportunity
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answered 5 years ago