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Please tell me! Is it possible to pay with a hryvnia card in a pharmacy with a fixed price. What will be the recalculation?
Please tell me! Is it possible to pay with a hryvnia card in a pharmacy with a fixed price. What will be the recalculation?
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Answers • 20
Ask your bank a question, they will explain everything to you in a popular way.
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answered 6 years ago
This topic has been raised many times on this forum. You can only pay with an international card (for example, Visa Electron will not work). Conversion depends on the payment system and the card issuing bank. In any case, it is more correct to clarify the information in your bank, and not on a travel forum. You are being advised...
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answered 6 years ago
Usually you can pay with hryvnia cards, but you need to warn the bank in advance, otherwise, having seen a non-standard transaction, the bank may block the card. Recalculation usually takes place at a separate rate, not the NBU, not the interbank. It is set by the bank (as, for example, the exchange rate in Privat 24). And there may be additional bank commissions for such calculations. Call your bank, and they will tell you everything, and at the same time activate the card for payments abroad. Usually activates for a specific country, so if you have, for example, a tour of Europe, indicate all the countries where transactions can be. It's usually better to pay in cash.
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answered 6 years ago
It is possible, but in Egypt there will be a double conversion. First to $ or €, and then from € to pounds.
I wrote this question directly to the bank a few months ago.
It is profitable to pay in those countries where the calculation is in $ and €, it was profitable for us in Cyprus directly in € without loss at the current exchange rate in Ukrainian banks.
I wrote this question directly to the bank a few months ago.
It is profitable to pay in those countries where the calculation is in $ and €, it was profitable for us in Cyprus directly in € without loss at the current exchange rate in Ukrainian banks.
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answered 6 years ago
1. Egyptian pounds are converted to the US dollar as the settlement currency.
2. In fact, both the acquiring bank (in this case, Egyptian processing) and the issuing bank (Ukrainian bank that services the card) take the commission. Unblock or not for a specific country (maybe even indicate the address of residence and phone number?), You can find out only at the bank. For example, I don't need to unlock anything because I have Visa Gold.
2. In fact, both the acquiring bank (in this case, Egyptian processing) and the issuing bank (Ukrainian bank that services the card) take the commission. Unblock or not for a specific country (maybe even indicate the address of residence and phone number?), You can find out only at the bank. For example, I don't need to unlock anything because I have Visa Gold.
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answered 6 years ago
Can! Always choose the currency of the host country. For example, if you have a card in hryvnia, and the price is set in pounds, pay for the purchase only in pounds. In this case, the conversion will be carried out at the Bank's card rate, without additional fees.
If you pay in hryvnia, a foreign bank, whose terminal is installed in the store, will exchange hryvnia for pounds at its own rate, and then the Bank will convert at its card rates, since the bank receives a refund in foreign currency for all foreign transactions. As a result, a double conversion will be carried out, which will lead to a significant increase in the debit amount.
If you pay in hryvnia, a foreign bank, whose terminal is installed in the store, will exchange hryvnia for pounds at its own rate, and then the Bank will convert at its card rates, since the bank receives a refund in foreign currency for all foreign transactions. As a result, a double conversion will be carried out, which will lead to a significant increase in the debit amount.
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answered 6 years ago
You can pay, and not only in a pharmacy with a fixed price, but in shops with fixed prices (Caerfur) and in private pharmacies. The cashier will definitely ask about the currency, choose pounds.
Be sure to call your bank, specify the limit for non-cash payments per day on your card and warn about possible transactions in foreign currency (although in March they said in Exim that it was not necessary to warn),
Be sure to call your bank, specify the limit for non-cash payments per day on your card and warn about possible transactions in foreign currency (although in March they said in Exim that it was not necessary to warn),
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answered 6 years ago
Before leaving for Egypt, get the approval of the bank to use the card in Egypt. Otherwise, the bank will block the card. I have a Gold $ visa and a Gold Euro visa. I don't have this problem.
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answered 6 years ago
There is no need to warn, I never warned, I used the simplest card for payments without a photo, I just had to sign the check. Yes, there is a limit per day in Mastercard 50$ and in Visa it seems much more 150$.
It is profitable in the currency with which the bank works, if it is Privat - $, €, ₽. With Egyptian pounds, it will be first in dollars, and then in pounds, and naturally losses
It is profitable in the currency with which the bank works, if it is Privat - $, €, ₽. With Egyptian pounds, it will be first in dollars, and then in pounds, and naturally losses
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answered 6 years ago
Limits on the card are set by the bank, not the payment system. Accordingly, these figures are not entirely correct.
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answered 6 years ago
You can change the daily withdrawal limit yourself using mobile banking.
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answered 6 years ago
Author, do not read this vinaigrette. We do not know the conditions of your bank, or what payment system you have a card. We can't give you good advice, everyone's experience is different. Please contact the bank.
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answered 6 years ago
You can pay by card! recalculation is carried out at the rate of the national bank on the day of the operation! I didn't have any problems!
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answered 6 years ago
Where did the exchange rate of the National Bank come from? Well, porridge in the head ...
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answered 6 years ago
Guys, what is the course of the National Bank? And which National Bank? Everything is more complicated there. One author correctly painted at first, about two commissions. From hryvnia to share, and then to pounds. But I forgot about the Visa or MasterCard commission. i.e. the system to which the card. The commission is great.
I used it once when I booked a hotel in Europe. I also paid with a hryvnia card. The rate turned out to be much higher than the rate of the bank. Not the National Bank, but the commercial bank that issued the card. Therefore, open a currency card. Throw money on it and pay.
I used it once when I booked a hotel in Europe. I also paid with a hryvnia card. The rate turned out to be much higher than the rate of the bank. Not the National Bank, but the commercial bank that issued the card. Therefore, open a currency card. Throw money on it and pay.
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answered 6 years ago
I wrote everything correctly. The commission is taken by a BANK that participates in a particular payment system: Visa, Mastercard, Mir, etc. And the bank itself is already settling directly with the payment system, this is their internal business. Individuals pay ONLY their bank for transactions / card maintenance.
Well, since TWO banks (processing and issuer) are involved in operations abroad, you pay the commission to two banks, respectively. Your payment card on the territory of another country is "in roaming". I hope you don't have to tell anyone what roaming is. This is when both you and the person you call pay for the SMS call.
Well, since TWO banks (processing and issuer) are involved in operations abroad, you pay the commission to two banks, respectively. Your payment card on the territory of another country is "in roaming". I hope you don't have to tell anyone what roaming is. This is when both you and the person you call pay for the SMS call.
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answered 6 years ago
It is possible, but it is better to ask your bank about the conditions. I now have a Private with a VISA photo, and it turns out to be more profitable for me to pay with a card than with pounds, dollars.
3 years ago there were Privat VISA and MASTERCARD, but a year ago I could not pay with them. Although before the trip I called the bank and warned. Upon arrival, I applied to the bank with a complaint, it turns out that now I need a card with a photo. Better check with your bank
3 years ago there were Privat VISA and MASTERCARD, but a year ago I could not pay with them. Although before the trip I called the bank and warned. Upon arrival, I applied to the bank with a complaint, it turns out that now I need a card with a photo. Better check with your bank
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answered 6 years ago
Everything, absolutely all pharmacies in Egypt with a "fixed price". It is written, as a rule, on medicine boxes. Even if it is not written, it is still there - look for it on the Yaoota website. Selling at a different price is a scam. Learn Arabic numerals and you will see all the prices: ١،٢،٣،٤،٥،٦،٧،٨،٩،٠ - (from 1 to 10) and prices are also written everywhere in the markets. In Egypt, in general, none of the locals bargain, bargaining is a dull show for tourists.
And it is unprofitable to pay with cards (any); take dollars with you and exchange them for local pounds at the normal (commercial) rate (not the official one). It is OBLIGED to give you change, as well as overpricing, not giving change in a pharmacy is an offense. "May I change?" is "mumkin elbeyi" (a simplified phrase that is easy to pronounce).
Never, anywhere in Egypt, do not pay in dollars. There, all prices are in pounds, and they are usually absolutely cheap. Don't tip more than £5. If you have nowhere to put money, then it is better to give it to the beggars at the store, this is a tradition.
And it is unprofitable to pay with cards (any); take dollars with you and exchange them for local pounds at the normal (commercial) rate (not the official one). It is OBLIGED to give you change, as well as overpricing, not giving change in a pharmacy is an offense. "May I change?" is "mumkin elbeyi" (a simplified phrase that is easy to pronounce).
Never, anywhere in Egypt, do not pay in dollars. There, all prices are in pounds, and they are usually absolutely cheap. Don't tip more than £5. If you have nowhere to put money, then it is better to give it to the beggars at the store, this is a tradition.
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answered 6 years ago