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Do I need travel insurance to travel to the Dominican Republic?
Do I need to take out insurance for a trip to the Dominican Republic and Cuba? And if so, what is the minimum amount?
Translated automatically from Russian. View original
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9 subscribers  • asked 2011-12-0413 years ago
Answers  •  28
аватар Perevozchik
Usually travel companies arrange insurance for you. If you are flying a savage, then I think it is all the more necessary to issue it. No need to spare money for your own health. And also, you don’t have to regret if it didn’t come in handy for you.
аватар meduza68
ya vsegda schitayu, chto pust strahovie kompanii na mne zarabativayut, pust moi dengi komu to pomogut, no pust mne ata strahovka ne ponadobitsya! Ya vsegda pokupayu strahovku i schitayu chto ee nuzhno imet.
аватар Ruslan33
As a standard, together with the voucher, TA arranges insurance. In Russia, this is usually in the amount of 5-30 thousand dollars, but you can increase it if you wish. The amount of insurance is usually small - 2-5% of the trip amount
аватар Perevozchik
Not on the amount of the trip, but on the amount of insurance coverage.
аватар shumera
It's always best to take out insurance.
аватар Ruslan33
"Not on the amount of the trip, but on the amount of insurance coverage."
Is not a fact. We paid $170 for $30,000 worth of insurance. This is 0.57%. And it was 4.8% of the total amount. Something hurts cool 2-5% of the insurance coverage for a 1-2 week trip.
аватар Perevozchik
So you wrote about 2-5%, I don’t know how much the insurance companies charge. But they take from the amount of insurance coverage. If you are interested, you can ask them.
аватар meduza68
U kazhdoy strahovoy kompanii svoi pravila. V Amerike cena strahovki zavisit ot stoimosti poezdki i ot vozrasta togo kto edet, v Rossii navernyaka svoi pravila.
аватар Perevozchik
What are you talking about??? There is insurance coverage, this is the maximum amount that the insurance company will reimburse you. The tariff is calculated based on the amount of insurance coverage, taking into account the risk coefficient for each country.
Nobody cares about the cost of your tickets and vouchers, unless you insure against non-departure.
Do not confuse two different insurances that are not related to each other in any way.
аватар ivanz2211
Need insurance. When insuring, it is not the amount that is important, the most important thing is what services (operations, payment for hospital care, medicines, delivery to the doctor, etc.) are included in the insurance. A real example: the grandfather insured the funeral in the event of death in the amount of 50 thousand euros + relatives will receive 10 thousand for the commemoration and paid for it monthly. It turned out already after 2 years that this insured event occurs ONLY IF the grandfather falls on the street and dies from hitting his head on the curb - only this way and not otherwise. This is how Russian insurers work abroad. Grandpa was shocked.
аватар Anetka-gan
I take out insurance myself, even if I take a tour and already have it, with maximum coverage + luggage loss + compensation for a 4-hour flight delay and no departure + extreme sports + dentistry.
this is not the money to regret. better be safe!!
аватар ivanz2211
Isn't baggage insurance included in the ticket price? We "AIR BERLIN" paid for a new suitcase to replace the damaged one quickly and without problems and without additional insurance. Thank you AIR BERLIN. By the way, they are not expensive and comfortable - I recommend flying with a transfer in Germany, if possible.
Yes, I read in reviews that doctors in the Dominican Republic are reluctant to accept insurance.
аватар ivanz2211
As far as I know, there are no poisonous and dangerous insects and animals (swimming, crawling, etc.) in the Dominican Republic. In addition to mosquitoes - in the evening there are a lot of them.
аватар Anetka-gan
AIR BERLIN is a large air carrier. to the Dominican Republic if a charter, then they can give economy tickets, in which the minimum insurance is included. It all depends on the airline and the type of ticket.
аватар Anetka-gan
Moreover, everything that I described is included in ONE insurance policy))))
аватар Perevozchik
You have to look at what the insurers say.
In the Dominican Republic, among the poisonous creatures, there are tarantulas, scorpions, centipedes, several species of rather poisonous tarantulas, and sea snakes.
аватар Wert099
Creepy :(
аватар Perevozchik
The hotels are constantly fumigated, they don’t go there. In the wild, on excursions, we often meet.
аватар lsklsk
Insurance is voluntary, but I think it should be mandatory. In another country, we have no relatives (as a rule, we travel only with spouses and children) who could help us out (when it comes to health, delay in providing assistance can be fatal). Therefore, insurance is a must. I also want to add that before traveling to another country, you need to find out the coordinates of the embassy of your country.
аватар ivanz2211
DO NOT BUY insurance if your local insurance company has REISE insurance. Ask your company. I paid extra 10 euros and was already insured for a month on any trip outside the country of residence.
аватар Anetka-gan
ivanz2211 in his is in Germany????
Keep in mind that not everyone has health insurance.
аватар ivanz2211
Anette! I shared my experience - this time. Not everyone lives without medical insurance in Asia. In Europe, it is mandatory - these are two. Have you noticed the word "if" and "in your company"? - that's three. Be careful and read the meaning, please.
аватар Anetka-gan
thanks for the lecture
аватар ivanz2211
I want to communicate with adequate, correct and not evil people. There is enough stress without such "comrades". PEOPLE!!! BE KINDER - you're going ON HOLIDAY!
аватар meduza68
Perevozchik, ya talk tolko o Tom o chem znayu navernyaka. Ya rasskazala o strahovke v Amerike. O drugih stranah ya ne znayu. A esli vi mne ne verite to milosti proshu na srranichku www accessamerica.com. I pervoe o chem vas tam sprosyat eto - vozrast I summa kotoruyu vi zaplatili za poezdku. After etogo mozhno vibrat bolee doroguyu or menee doroguyu strahovku no osnovana ona budet vse ravno na vozraste i summe potrachennoi na poezdku
аватар Anetka-gan
Ivan, where did you see, not adequacy, not the correct answer and anger?)))
аватар ivanz2211
I wish you a good rest and exhaustive answers.
аватар Anetka-gan
m-yes))
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