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Registration of travel insurance in Cyprus
Please tell me if the tour operator Biblioglobus can take out insurance for not leaving Cyprus in an unforeseen event. The fact is that the ticket has already been issued for early booking in February, so far they have paid 50 percent for the ticket, that is, half the cost. But then an unexpected incident arose, my mother could not go with me because my grandmother was seriously ill. Initially, the ticket was issued for two adults and a child of 9 years old. The ticket was issued on July 25, if you rebook the tour, then there will be a big loss in money. How to be in this case????
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Answers • 43
Insure against non-departure in insurance companies, and not with a tour operator, because TO insures you not by itself, but by friendly insurance companies, naturally for a percentage. I also recommend that you carefully look in the insurance contract, what reasons can be taken into account in the insurance against not leaving, maybe the grandmother's illness is not an insured event.
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answered 12 years ago
Instead of your mother, persuade your friend to go - changing the surname in the booking may not be a very expensive service (like Alex45 I will say - read the contract!) Insurance is obtained retroactively (the insured event has already happened) - no one will go for it. Yes, and the reason is the illness of a relative - the cost of such insurance is probably very high.
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1.5
answered 12 years ago
Insurance is possible, because the illness of a relative can not be announced immediately.
However, it is really easier and cheaper to find a fellow traveler, the money will not be lost.
And if you philosophize - it is unreasonable to buy tours for the so-called. "early booking" and then pray for six months that nothing happens. Almost all "early bookers" pay no less, and, surprisingly, more than "regular" tourists.
Especially Cyprus ... There are hotels - a dime a dozen. In any season.
However, it is really easier and cheaper to find a fellow traveler, the money will not be lost.
And if you philosophize - it is unreasonable to buy tours for the so-called. "early booking" and then pray for six months that nothing happens. Almost all "early bookers" pay no less, and, surprisingly, more than "regular" tourists.
Especially Cyprus ... There are hotels - a dime a dozen. In any season.
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answered 12 years ago
Cancellation insurance is very expensive. Contact the insurance company and compare the losses from canceling or changing the reservation and from such insurance.
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answered 12 years ago
Insurance against "non-departure" for all TOs is different: from the day the hotel is confirmed to 9 working days before departure (Teztour, for example) and is not very expensive. From $ 20 to 3% of the cost of the tour per person.
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answered 12 years ago
Information from the office. Biblio-Globus website on this issue: http://www.bgoperator.ru/pr_img/1000881/20110505/1094363/strah_5_05.pdf
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answered 12 years ago
The insured event has not yet occurred - there is no non-departure yet, so I recommend insuring yourself with an insurer that is not related to maintenance, i.e. outsider. And its prices, in my opinion, are small, but of course you need to count.
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answered 12 years ago
alex45, you can argue about insurance. Situation: 1. We buy a tour for six months without insurance. 2. After 3 months we come to the insurance company and want to insure against not leaving the place (including due to illness of a relative) 3. There are still 3 months before the trip. What are your actions as an insurer? I would like honey. the conclusion of the VTEC on the absolute health of each relative.
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And Sveta 1010 - a speedy recovery of the grandmother.
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And Sveta 1010 - a speedy recovery of the grandmother.
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answered 12 years ago
Twice took out travel insurance. It is issued only within a day from the date of payment for the tour. Indeed, MOT is insured from "their own", BUT the insurers, as I was personally convinced, do not accept people from the street, only from "their" MOT. Both times the price was within 3000. (We went to Bulgaria, we are going to Italy). I feel better with insurance.
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answered 12 years ago
I don't want to argue, because I don’t have a non-flying insurance contract in front of me. I won’t argue under a maintenance contract in all cases of return or non-refund of money, but who will forbid me to insure against non-flying by buying a regular plane ticket, at least six months before departure, but an insured event, in my understanding, it will happen if I don’t board the plane for some good reason. after all, they talked about the general case, and not the return of money from TO through insurers. And, by the way, not all insurance companies deal with non-departure insurance.
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answered 12 years ago
Definitely not included, old chap.
The grandmother got sick or the TV broke down - this is not at all interesting to the insurer.
An insured event is when he himself fell ill, that's all.
The grandmother got sick or the TV broke down - this is not at all interesting to the insurer.
An insured event is when he himself fell ill, that's all.
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answered 12 years ago
Last year, my husband and I went abroad for the first time. I decided to make sure I didn't leave. As a result, only the office in Moscow agreed to do this. This has not been possible in our city. I went to a well-known large insurance company (advertising was driven through federal channels), outlined the situation. I was denied insurance, because. The place where I bought the tour was not included in the list of insurers' partners. Now, if THAT concluded an agreement ... Then it would ...
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answered 12 years ago
Insured event: they did not give a visa, the death of a close relative, illness (including a close relative), but you need to be treated in a hospital. Force majeure is not an insured event.
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answered 12 years ago
I will add a little: just getting sick is not an insured event, only hospitalization during the tour is an insured event.
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answered 12 years ago
By the way, a subpoena can also be an insured event, but I repeat - all this is seen in the insurance contract and, correctly, a very limited number of insurers want to deal with this matter, but again, what does the tour have to do with it, when, I generalize that a person can insure, who wants to fly somewhere independently, both from non-departure, and just medical insurance in any insurance agency that is not related to THAT, which I also did. Naturally, insurers are tied to THAT, but no one will forbid me to conclude a contract with other agencies with them the contract, instead of THAT.
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answered 12 years ago
Comrades! It is pointless to discuss what is an insured event, since different insurance companies can have different things. And, by the way, I want to add: here they mixed up in one heap of insurance, which is issued by TO through "their" insurance companies - go there and dig up that insured event, but there is simply no travel insurance without any MOT. So I said about them that they are expensive. There are normal conditions in terms of insured events, but the cost of such insurance sometimes reached 20% of the cost of the voucher at the time when I found out.
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answered 12 years ago
And I'm talking about the option "just about insurance against non-departure", I think, Pachok, right, if anyone is interested in this option, he finds the UK and solves his problem there.
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answered 12 years ago
Sweta, by her own example, realized that it is better to decide for good with a tour operator. We had a similar case last year. We took an early booking, but my husband suddenly had problems with cardiology. They forbade flying and the course of treatment was for 1.5 months. I called the travel agency. I spoke with management. Moved to August. Paid only 25 euros for rebooking. This year they wanted to take out travel insurance, but they only listed 3 points for us: being in a hospital, conscription for military service and death. From which I concluded: it’s better to have a good talk with your tour operator. By the way, insurance can be issued only with full payment and within three days.
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answered 12 years ago
And if it doesn’t work out in a good way, and if a travel agency also appears between you and the tour operator? You were listed only 3 points, and I have an insurance contract in front of me - there are a number of points, including a subpoena. And what am I not " agree" with the clerk of the court for the duration of the trip about the subpoena?
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answered 12 years ago
and another note. Cyprus tours are now extending early bookings for obvious reasons. I don't think people are eager to fly there. Our friends postponed the trip to a later date. After all, not all financial problems have been solved.
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answered 12 years ago
I turn to irinavladi71, as I understand it, you can still take out insurance against not leaving and rebook the tour. After all, do I need all the insurance against not leaving the tour operator in case my mother does not eat with me, my grandmother is seriously ill and is recovering with difficulty. We have not fully paid for the ticket, and there are still about 5 months before departure
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answered 12 years ago
Sveta, in your case it is quite possible to resolve the issue of changing the conditions of your trip, but you definitely need to look at what is said about this in the contract. And reschedule and change the composition of vacationers, but ... carefully read your rights in the contract, especially 5 months are still ahead, I think that it is even possible to refuse the trip with a refund of the advance without penalties or their minimum. In your case, I would not even take out travel insurance. There is no clause there due to a relative’s illness.
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answered 12 years ago
When buying a tour to Cyprus, the BG manager told me that it is better not to take out travel insurance, because. a visa is issued according to a simplified scheme and there are no refusals in it, and insured events are extremely minimized.
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answered 12 years ago
I like the words - "the manager said", but she does not guarantee anything. That's right, Cyprus is not the old Schengenzone (Germany, France, And the waist, etc.), especially now in the current situation they are refusing death tourists similar, but in addition to visa denial, there are a number of insurance risks in insurance against non-departure. For example, if an Aerosvit passenger had insurance against non-departure, he would not be worried about the issue of flight disruption. This is an example and there are many different situations. But ... everyone has their own thoughts!
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answered 12 years ago
I want to keep the conversation going. I again turned to the tour agency about insurance against non-departure. The manager of this travel agency called the tour operator Biblio Globus to Moscow in front of me, the tour agency refused the insurance against non-departure, motivating its refusal by the fact that with early booking it was immediately necessary to calculate and issue insurance against non-departure. Our agency offered us their insurance services through an insurance company with which they cooperate. Having calculated insurance for three, it turned out seven thousand rubles. It is only necessary to provide a certificate from a doctor that my grandmother is seriously ill and she needs constant care and a certificate of family ties is required, that my grandmother is my mother's mother. When applying for such insurance through an insurance company, if my mother refuses to return her half of the trip without any loss in price. The only question is, they will rebook the tour for me if my mother doesn’t go, and I will probably lose in price, and how will they calculate the price for one person if our ticket for two adults and a child costs 152 thousand rubles, but the tour agency made us five percent discount (we are regular customers) and the full price of the tour costs about 144t. R.
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answered 12 years ago
I want to keep the conversation going. I again turned to the tour agency about insurance against non-departure. The manager of the agency in my presence called the Biblio Globus operator in Moscow, the operator refused the no-departure insurance, motivating his refusal by the fact that with early booking, it was immediately necessary to calculate and draw up no-departure insurance. Our agency offered us their insurance services through an insurance company with which they cooperate. Having calculated insurance for three, it turned out seven thousand rubles. It is only necessary to provide a certificate from a doctor that my grandmother is seriously ill and she needs constant care and a certificate of family ties is required, that my grandmother is my mother's mother. When applying for such insurance through an insurance company, if my mother refuses to return her half of the trip without any loss in price. The only question is, they will rebook the tour for me if my mother doesn’t go, and I will probably lose in price, and how will they calculate the price for one person if our ticket for two adults and a child costs 152 thousand rubles, but the tour agency made us five percent discount (we are regular customers) and the full price of the tour costs about 144t. R.
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answered 12 years ago
1. Biblioglobus reasonably refused insurance. 2. Insurance through your TA looks somehow slippery. How is the insurance fraud?, but oh well. 3. The cost per person will probably look like this: the price of 2+1 minus the price of 1+1. 4. You count without a discount, you take 5% from the price of 1 + 1 and you give the difference between 5% from 2 + 1 and 5% from 1 + 1 to your TA.
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answered 12 years ago
This is exactly what will happen, Oleksii64 had an A in math at school)))
And once again about the unreasonableness of early booking. Was it worth booking a tour to Cyprus six months in advance during the hottest, most uncomfortable season for a holiday in Cyprus? Booking in advance means being 100% sure that nothing will happen to any of the fellow travelers during this time.
Have a nice holiday!
And once again about the unreasonableness of early booking. Was it worth booking a tour to Cyprus six months in advance during the hottest, most uncomfortable season for a holiday in Cyprus? Booking in advance means being 100% sure that nothing will happen to any of the fellow travelers during this time.
Have a nice holiday!
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answered 12 years ago
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